What can I do with my Accounting degree?
Next year I will graduate with a degree in Accounting but I really do not like my course and was wondering what else I could get into? I really don't want to be an accountant or a banker. I usually score higher in my IT modules but do not know how I would go about pursuing that. Would just like some ideas about anything else I could do?? Im soo confused right now, any help appreciated!
Other - Business & Finance - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
do you live in Uk, i know the BA hons with accounting degree includes business administration etc. if thats the case you could go in to systems analysis. The Open University used to do a degree in systems processes, which could lead you into IT... programing, analyst work.... Best bet is to give your Uni's career advice department a call and they can advise you what options are available to you.
Answer 2 :
Do you want to do a job involving numbers? Or any job, as long it's not accounting? With your finance degree, you can work in a bank's MI section (Management Information) they deal with statistics, compiling financial data from various sources, and turning it into pretty pictures and spreadsheets (barcharts and piecharts). If you have only a year left, finish your accounting degree. It will look great on your CV, and it will open a lot of doors for you, even if you don't actually need to use it.
Read more other entries :
Thursday, June 28, 2012
Thursday, June 14, 2012
Where can a hard working family man with no bad credit get a private loan?
Where can a hard working family man with no bad credit get a private loan?
Hi I am a hard working professional, 24 years old. My wife and I are expexcting our first child on 11/07/2007. We currently have a mortgage but our lender and others are unable to lend much more than we already borrow. We want to move home to a nicer area for ourselves and the family we hope to have. My credit is not bad or good because I have never borrowed in my life and apart from the current mortgage, never will unless it is for a better home. Since working after leaving school I am now a part qualified accountant and despite not earning that much, I hope that when I progess my income will increase, thus increasing my repayment ability. This question is one of those that I hope soemone who has information about or is in a position to help me will recieve it. Before you say it. Yes, I am in a good career and do have more than most others in my position, but by God I have earned it. My beginnings were humble to say the least and my lifestyle affords no luxury.
Credit - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
anybody should give you a loan if you havent got a bad credit history, try moneysupermarket.com , am afraid am in no position to lend you money sorry
Answer 2 :
please do not try to move your baby will be here soon and believe me you do not need more stress than that at the moment when you are fully qualified you will get a better morgage deal from your local bank there are loads out there all the baby needs is love not a new house good luck with your new baby you sound a perfect dad xx
Answer 3 :
I will attempt to answer this question the best I can. On first glance, it seems if you already have a mortgage, you should be able to get another one (assuming you have been making timely payments). Unless you are attempting to keep this home as a rental property - that presents a different situation. Ultimately, really think about how much you can afford to pay on a monthly basis. You may want to consider selling your current home and moving in with a relative for a couple of months while you search for a new home at "home" - then you may have a great down payment depending how much equity has accumulated in your current home. That way, you will not have the additional obligation of an extra mortgage. Make sure the next job you find is of the same or slightly higher pay to be sure you would qualify for a higher mortgage payment (since it will be in a nice area). Just do the ratios, and make sure they work for you and your family. That said, an alternative source of financing that I have heard about is www.prosper.com It is a website where private individuals lend money to others. I'm not sure if it could handle as much as a mortgage but I think it is worth looking into.
Answer 4 :
It's always possible to get loans - but the Interest rate you have to pay goes up in leaps & bounds. As an accountant you should be aware that over-extending yourself with high interst loans is the last thing you should do. Stick with the advise you get from your Mortagege lender = if they think you are right on the limit then they are likely to be right ... Instead of spending money you don't have, how about cutting back on your outgoings ? Start today by looking at you & your wifes Credit Card and Bank Satements - identify each & every item spent and ask yourself the question 'did we really really really need to spend that ?'
Answer 5 :
First off, try ZOPA - the world's first online money lending & borrowing exchange (similar to PROSPER.com, which is US only)....... http://www.zopa.com/ZopaWeb/affiliate/?referral=duck1979 Here's where I first learn't about it: http://www.fool.co.uk/news/comment/2006/c060406d.htm http://www.fool.co.uk/news/your-money/current-accounts/2006/10/24/better-than-banks-and-building-societies.aspx Failing that, check out The Motley Fool....... which should be everyone's first stop for personal financial matters: http://www.fool.co.uk/loans/compare-unsecured-loans.aspx
Answer 6 :
Hi, if you can confirm that your credit is good (check with a credit reference agency) then you will have many choices before you when you decide to approach a financial institution. It is not unusual for many people to ask there own bank first, but it might also be better to shop around as, you wil be no doubt aware, competition will work in your favour so seek the best rate and 'terms and conditions'. Firstly, I will suggest you try a financial advisor before committing yourself to a charismatic individual whom seeks your business, but, however, may not be offering you neither the best 'terms' or 'conditions'.
Answer 7 :
I have just read over your question twice and i am sorry to say it but you have confused me (ok yes i am blonde!). Are you simply wanting to know where you can get a larger mortgage from as your current lender will not offer you more than you have? or are you wanting a personal loan? Sorry if i have missed the point but in your title you say you want a private loan and then in your explanation you talk about wanting to move and that you wouldn't get credit unless it was for a better home. I will try and answer both for you just incase i have read it wrong:- Mortgage - Your best bet will be to go to an Independant financial advisor, these are not tied to any particular company and will search the whole market to try and find you the best deal around for you. Some companies will offer more times your wage than others - especially with your good credit history. Loan - You have a god credit history so basically the 'world is your oyster' when it comes to choosing a loan. Search on the internet (somewhere like money supermarket) for the best deal for you. I would say that 99% of lenders would lend to you so you can shop around for the lowest APR. I hope that this helps to answer your question and good luck with the baby x
Answer 8 :
i think that the below website will help you to find the right solution
Read more other entries :
Hi I am a hard working professional, 24 years old. My wife and I are expexcting our first child on 11/07/2007. We currently have a mortgage but our lender and others are unable to lend much more than we already borrow. We want to move home to a nicer area for ourselves and the family we hope to have. My credit is not bad or good because I have never borrowed in my life and apart from the current mortgage, never will unless it is for a better home. Since working after leaving school I am now a part qualified accountant and despite not earning that much, I hope that when I progess my income will increase, thus increasing my repayment ability. This question is one of those that I hope soemone who has information about or is in a position to help me will recieve it. Before you say it. Yes, I am in a good career and do have more than most others in my position, but by God I have earned it. My beginnings were humble to say the least and my lifestyle affords no luxury.
Credit - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
anybody should give you a loan if you havent got a bad credit history, try moneysupermarket.com , am afraid am in no position to lend you money sorry
Answer 2 :
please do not try to move your baby will be here soon and believe me you do not need more stress than that at the moment when you are fully qualified you will get a better morgage deal from your local bank there are loads out there all the baby needs is love not a new house good luck with your new baby you sound a perfect dad xx
Answer 3 :
I will attempt to answer this question the best I can. On first glance, it seems if you already have a mortgage, you should be able to get another one (assuming you have been making timely payments). Unless you are attempting to keep this home as a rental property - that presents a different situation. Ultimately, really think about how much you can afford to pay on a monthly basis. You may want to consider selling your current home and moving in with a relative for a couple of months while you search for a new home at "home" - then you may have a great down payment depending how much equity has accumulated in your current home. That way, you will not have the additional obligation of an extra mortgage. Make sure the next job you find is of the same or slightly higher pay to be sure you would qualify for a higher mortgage payment (since it will be in a nice area). Just do the ratios, and make sure they work for you and your family. That said, an alternative source of financing that I have heard about is www.prosper.com It is a website where private individuals lend money to others. I'm not sure if it could handle as much as a mortgage but I think it is worth looking into.
Answer 4 :
It's always possible to get loans - but the Interest rate you have to pay goes up in leaps & bounds. As an accountant you should be aware that over-extending yourself with high interst loans is the last thing you should do. Stick with the advise you get from your Mortagege lender = if they think you are right on the limit then they are likely to be right ... Instead of spending money you don't have, how about cutting back on your outgoings ? Start today by looking at you & your wifes Credit Card and Bank Satements - identify each & every item spent and ask yourself the question 'did we really really really need to spend that ?'
Answer 5 :
First off, try ZOPA - the world's first online money lending & borrowing exchange (similar to PROSPER.com, which is US only)....... http://www.zopa.com/ZopaWeb/affiliate/?referral=duck1979 Here's where I first learn't about it: http://www.fool.co.uk/news/comment/2006/c060406d.htm http://www.fool.co.uk/news/your-money/current-accounts/2006/10/24/better-than-banks-and-building-societies.aspx Failing that, check out The Motley Fool....... which should be everyone's first stop for personal financial matters: http://www.fool.co.uk/loans/compare-unsecured-loans.aspx
Answer 6 :
Hi, if you can confirm that your credit is good (check with a credit reference agency) then you will have many choices before you when you decide to approach a financial institution. It is not unusual for many people to ask there own bank first, but it might also be better to shop around as, you wil be no doubt aware, competition will work in your favour so seek the best rate and 'terms and conditions'. Firstly, I will suggest you try a financial advisor before committing yourself to a charismatic individual whom seeks your business, but, however, may not be offering you neither the best 'terms' or 'conditions'.
Answer 7 :
I have just read over your question twice and i am sorry to say it but you have confused me (ok yes i am blonde!). Are you simply wanting to know where you can get a larger mortgage from as your current lender will not offer you more than you have? or are you wanting a personal loan? Sorry if i have missed the point but in your title you say you want a private loan and then in your explanation you talk about wanting to move and that you wouldn't get credit unless it was for a better home. I will try and answer both for you just incase i have read it wrong:- Mortgage - Your best bet will be to go to an Independant financial advisor, these are not tied to any particular company and will search the whole market to try and find you the best deal around for you. Some companies will offer more times your wage than others - especially with your good credit history. Loan - You have a god credit history so basically the 'world is your oyster' when it comes to choosing a loan. Search on the internet (somewhere like money supermarket) for the best deal for you. I would say that 99% of lenders would lend to you so you can shop around for the lowest APR. I hope that this helps to answer your question and good luck with the baby x
Answer 8 :
i think that the below website will help you to find the right solution
Read more other entries :
Thursday, June 7, 2012
how much would i charge small businesses to do their weekly bookkeeping?
how much would i charge small businesses to do their weekly bookkeeping?
i am just starting out as a bookkeeper/ accountant and i know quite a few owners of small businesses. while i complete my accountancy course i want experience in the field, but i cant afford to work for free. how much should i charge them for weekly bookkeeping? a couple of the businesses have agreed already and they are willing to pay.
Small Business - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
$10 - $13 per hour.
Answer 2 :
you can find it in tools on this website http://sitefinance2.notlong.com/9AATvMT
Answer 3 :
$400.00 a month
Answer 4 :
I agree with Ella on this one. There are ways to calculate your time and effort put into work and finding others in the same field to do X amount of jobs, taking X amount of time per job, charging X amount is more reasonable than just choosing a number out of a hat. I would also venture a guess that your instructor would have a formula for you to decide that figure as well for a first job. Don't price yourself out of the market, you will be gaining experience and enhancing your resume as well. Good luck and success in all you do.
Answer 5 :
When trying to determine the rate to charge in any business there are usually a number of things you need to consider. I agree with Ella that you need to find out the standard rate but you also need to consider that you don't yet have real life practical experience and you need to take into account that the people you will be working for may need to help you learn these real life skills initially. So I would suggest: 1. Use Ella's link to find out a standard rate 2. Talk to the businesses about what they are willing to pay 3. Suggest to them that you would do it at a reduced rate initially but look to review the rate at a later and specified date Hope this helps :-)
Read more other entries :
i am just starting out as a bookkeeper/ accountant and i know quite a few owners of small businesses. while i complete my accountancy course i want experience in the field, but i cant afford to work for free. how much should i charge them for weekly bookkeeping? a couple of the businesses have agreed already and they are willing to pay.
Small Business - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
$10 - $13 per hour.
Answer 2 :
you can find it in tools on this website http://sitefinance2.notlong.com/9AATvMT
Answer 3 :
$400.00 a month
Answer 4 :
I agree with Ella on this one. There are ways to calculate your time and effort put into work and finding others in the same field to do X amount of jobs, taking X amount of time per job, charging X amount is more reasonable than just choosing a number out of a hat. I would also venture a guess that your instructor would have a formula for you to decide that figure as well for a first job. Don't price yourself out of the market, you will be gaining experience and enhancing your resume as well. Good luck and success in all you do.
Answer 5 :
When trying to determine the rate to charge in any business there are usually a number of things you need to consider. I agree with Ella that you need to find out the standard rate but you also need to consider that you don't yet have real life practical experience and you need to take into account that the people you will be working for may need to help you learn these real life skills initially. So I would suggest: 1. Use Ella's link to find out a standard rate 2. Talk to the businesses about what they are willing to pay 3. Suggest to them that you would do it at a reduced rate initially but look to review the rate at a later and specified date Hope this helps :-)
Read more other entries :
Friday, June 1, 2012
Is it employee responsibility to issue an invoices to the employee?
Is it employee responsibility to issue an invoices to the employee?
As an employee I was issuing invoices to my employer (under his instructions) and he was always checking them before sending to the accountant. There was a misunderstanding and miscalculation from both of us and the company overpaid me. Who is responsible for overpayment?
Law & Ethics - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
A Manager is a Manager, therefore he is accountable for his Employee's!
Answer 2 :
wellif you sent the invoice, it is standard practice that you raise a credit note for your error. as you said, it was a misunderstandng between the two of you .. therefore you are both responsible for the error strange way to do payroll .. strange
Answer 3 :
I think it is both you and your employer that are responsible. However, since you both know the over-payment was in error, return the overage to the company and it should be no big deal. Everybody makes mistakes.
Answer 4 :
Well, You made a mistake and your employer did not catch that mistake as his responsibility is to check the invoice. But it is the responsibility of that company as well to whom you were invoicing , they should check that what they were paying is the amount they agreed to pay.Just inform them about the overpayment and everything will be fine.
Read more other entries :
As an employee I was issuing invoices to my employer (under his instructions) and he was always checking them before sending to the accountant. There was a misunderstanding and miscalculation from both of us and the company overpaid me. Who is responsible for overpayment?
Law & Ethics - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
A Manager is a Manager, therefore he is accountable for his Employee's!
Answer 2 :
wellif you sent the invoice, it is standard practice that you raise a credit note for your error. as you said, it was a misunderstandng between the two of you .. therefore you are both responsible for the error strange way to do payroll .. strange
Answer 3 :
I think it is both you and your employer that are responsible. However, since you both know the over-payment was in error, return the overage to the company and it should be no big deal. Everybody makes mistakes.
Answer 4 :
Well, You made a mistake and your employer did not catch that mistake as his responsibility is to check the invoice. But it is the responsibility of that company as well to whom you were invoicing , they should check that what they were paying is the amount they agreed to pay.Just inform them about the overpayment and everything will be fine.
Read more other entries :
Subscribe to:
Comments (Atom)